(for the German Market)

An attractive company pension scheme is one of the important building blocks of a successful personnel policy. It is not just an appropriate instrument for motivation, but is used also for the binding of qualified employees to the company.

It is our function to inform companies neutrally on opportunities, risks and methods for occupational retirement provision. In view of our function as a broker, we are not tied to specific companies or implementation procedures.

A further focal point for us lies in the servicing of employees in all insurance matters that may result from wage agreements.

As the statutory pension scheme has to scale back its benefits more and more, the self-financing pension is steadily gaining importance, particularly via the company schemes for deferred compensation. The legislator has further taken into account occupational retirement provision with the coming into effect of the German Retirement Income Act (Alterseinkünftegesetz) and has now created lucrative possibilities for support for employers and employees.

We have successfully serviced the Lufthansa Group and its employees in the area of occupational retirement provision for many years.

Above and beyond the possibilities of the occupational pension scheme, we also offer you attractive basic conditions for personal insurance policies for your employees. We have interesting solutions ready both for Riester and basic (Rürup) annuity insurance policies and for personal term, occupational disability, retirement pension or dread-disease insurance policies.

Your company can also benefit from this expertise and our many years of experience in the analysis, introduction, updating and administration of company pension schemes.

On the basis of the current, sometimes complex legal and economic conditions, we draw up pension solutions with you that are financially feasible and can be planned for the long-term, which take into account the specific interests of your company and minimise the administrative expenditure.