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Automobile Liability
Covers indemnification of justified and defence from unjustified claims by third parties due to bodily injury, property damage or financial losses connected with the use of registered vehicles by the policy holder and co-insured persons.
Automobil Hull
Partial: Covers the financial consequences of losses to insured vehicles due to fire, explosion, short circuit in the wiring, misappropriation, storm, hail, lightning, flood, breakage of glass, or collision with wild game.
Full: As per partial hull coverage; additionally covers financial consequences of losses due to accidents or wilful/malicious damage by third parties.
Business Travel Hull: Covers private vehicles used for business travel by employees with the approval of the company, as far as the vehicles do not belong to, or are property of, the company. A full motor hull insurance commences with the start of the business travel and expires with its completion.
Automobile Personal Accident
Covers all rightful occupants of a vehicle after an accident, regardless of liability and fault, as per agreed sum insured, in case of death, disability, or hospitalization.
