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Overview of advice centresPilot and Cabin Crew Flight Disability Insurance
(for the German Market)
Working in the cockpit or cabin is a special activity in many regards. The risk of
becoming occupationally disabled is also higher than in other fields. That has led to the fact that
many insurers differentiate between flight disability and occupational disability insurance. Only a
few special insurers insure flight disability in a way that truly reflects the special requirements
of thes occupations.
Our offer protects you comprehensively against the financial consequences of flight disability and pays a guaranteed retirement pension and/or, if desired, a lump sum to you at the end of the contract - independet of whether you become disabled. If you becom disabled, then you receive the selected monthly disability pension up to the age agreed upon (maximum age of 60). If disabled you pay no further contributions. The pension begins if the flight surgeon certifies you as permanently unable to fly (for a period of at least 6 months), independent of the judgement of a medical officer and any other income you might have. That is: the insurer does not force you - as is possible with gevernmental disability pension - to assume another occupation.
Insured are all illnesses, health problems and bodily injuries arising after conclusion of the contract. Also, nervous and psychological disturbances are insured in the context of the special conditions.
The Albatros offer brings you these advantages
- You receive a guaranteed pension for flight disability which will presumably last longer than 6 months and is determined by the flight surgeon.
- The payment takes place independently of whether you are able to assume another occupation or receive governmental or company disability benefits.
- You have a high level of protection which is custom tailored to the special needs of the cockpit and/or cabin staff and is not available in other standard products on the market.
- Your insurance protection continues, without compromise, even if you change to another airline.
- Insurance protection also exists for special flight risks, for example kite and ultra-light flights.
Let us make you a personal offer. With the Albatros offer you can be sure that you receive a high performance product with preferred conditions. Use our many years of know-how in the field of flight disability insurance.
